Don’t ignore the phone calls and letters from your lender. This is the best way to wake up to a knock from the Sheriff telling you to vacate the home. Take this matter very seriously and work to resolve the problem as quickly as possible. Keep track of all correspondence you receive for later reference.
Minnesota Housing
Financial Services
Stop Foreclosure Now!
Visit MNHFS.org
Stay in your home. You may not qualify for foreclosure help if the house is vacant. Your home, if proved vacant, can be seized. Stay in your home!
Contact a reputable negotiation company to negotiate on your behalf with your mortgage company. While this might cost you some money it is much more effective to have a reputable third party negotiate on your behalf. Rememember when you call your lender all they care about is when you are going to pay them. When a third party negotiator calls they are more willing to listen to the ins and outs of your situation.
A negotiator will negotiate on your behalf with the Mortgage Company to get your loan back in good standing. A negotiator understands the system, the foreclosure laws and the chain of events necessary to help you keep your home out of foreclosure.
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